Terms of Service

1. Acceptance of Terms

By accessing or using the First Note Capital website or submitting any form on this site, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

You must be at least 18 years of age and legally able to enter into binding contracts to use this site and our services.

2. Services Description

First Note Capital, LLC provides commercial lending services to holders of private mortgage notes. Our services allow note holders to access liquidity by borrowing against their notes without selling them.

Our services are not investment advice, securities offerings, or consumer lending products. All loans are for business purposes only.

3. Form Submissions

Information submitted through our website forms is used solely to evaluate potential lending opportunities. Submitting a form does not guarantee approval, funding, or any commitment on our part.

By submitting a form, you consent to being contacted by First Note Capital regarding your submission via email, phone, or other methods you provide.

4. No Guarantees & Disclaimers

• All calculations, estimates, and comparisons displayed on this site are for illustrative purposes only and do not constitute guarantees of any kind.
• Net present value (NPV) comparisons and other financial projections are illustrative and not guarantees of actual results.
• Past performance is not indicative of future results.
• You should consult your own legal and tax advisors before making any financial decisions or entering into any transaction.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of First Note Capital, LLC and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this site without our prior written permission.

6. Limitation of Liability

To the fullest extent permitted by law, First Note Capital, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein.

First Note Capital is not responsible for any decisions made based on the information presented on this website. All financial decisions should be made in consultation with qualified professional advisors.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida. Any disputes arising from these terms or your use of this website shall be resolved in the state or federal courts located in Florida.

8. Contact Information

If you have any questions about these Terms of Service, please contact us:

First Note Capital, LLC
Email: info@firstnotecapital.com